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Retirement Knowledge that can take you anywhere.
Frequently Asked Questions
Common questions asked by clients and advisors.
Self-Directed Glossary
A list of industry terms and definitions.
Industry News & Articles
News and information in the self-directed world.
Self-Directed Tax Calendar
Stay aware of important tax dates and deadlines.
A SELF-DIRECTED ROADMAP TO RELY ON
The Self-Directed Retirement process is slightly different than a typical IRA. So, to assist you in your journey, our Self-Directed Timeline will provide you with important milestones to ensure proper planning so you’re not sidelined with unexpected problems.
Funding Your Account
IRA to IRA Transfer
The movement of retirement assets between two accounts of the same type. Typically, Transfers are the most common funding option.
KEY FACTORS
- No IRS Reporting
- No Time or Frequency Requirements
- No Income Tax Withholding
- No Value Restrictions
Direct Rollover
The movement of funds between different plan types where the funds are deposited directly into the new institution from the previous institution.
KEY FACTORS
- Reportable
- No 60-Day Time Limit
- Generally, not taxable if assets are rolled over between
retirement plans and Traditional and SIMPLE IRAs.
However, pretax assets rolled over from retirement
plans to Roth IRAs would be taxable.
Indirect Rollover
The distribution of funds directly to the account owner, who then deposits the funds into another retirement account within 60 days.
KEY FACTORS
- Reportable
- Rollover Must Be Completed by the 60th Day
- One IRA-to-IRA rollover per 12 month period
- Mandatory Withholding for most Employer Sponsored Plans
- Generally, not taxable if assets are rolled over between
retirement plans and Traditional and SIMPLE IRAs.
However, pretax assets rolled over from retirement
plans to Roth IRAs would be taxable.
What should you expect when moving funds?
Custodian Name FBO:
Client Name & Account Number
We’ve got asset custody down to a science
Traditional Assets
These types of assets are commonly found within the stock market.
Alternative Assets
These types of assets are not publicly traded and tend to be less “liquid” than traditional assets.
Prohibited Assets
These types of assets are not permissible in a qualified account or retirement plan.
INVESTMENT OPTIONS TO REACH YOUR IDEAL RETIREMENT
By using a qualified self-directed account, individuals are provided access to investing in both traditional (publicly traded stocks, bonds, and mutual funds) and alternative assets (everything else allowable by the IRS). We specialize exclusively in the non-traditional to grant access to the alternative investment world. Once your account is funded, a world of opportunity is at your fingertips.
